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CREATING CERTAINTY
IS OUR CORE BUSINESS

For nearly two centuries, life insurers have helped Americans through all stages of life. Our industry puts policyholder premiums to work for families, businesses and communities.

LEARN HOW

UP FRONT

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January Index Finds Middle-Class Financial
Resilience Perseveres Despite Cost Pressures

Despite above-average wage growth and strength in resources, inflation and rising costs are straining middle-class Americans.
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Annuity Benefits Reach Record Highs

The new Fact Book finds that annuity benefits reached a record high: insurers paid $110 billion in annuity benefits in 2024.
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Industry Products Will Save Government Over $100 Billion

ACLI research finds that products provided by life insurers reduce reliance on public programs. 
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Life Insurers’ Superpower? Long-Term Promises

A recent interview with ACLI President and CEO David Chavern explores our industry's mission and the role we play in America.

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America Counts on Life Insurers

Life insurers bring stability and predictability to Americans and keep capital flowing in every aspect of the U.S. economy.

ACLI IMPACT

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February 27, 2026

Protecting Living Donors and Strengthening Consumer Confidence

Kathleen Coulombe

Small business employees having a meeting.
February 25, 2026

Small Businesses Are Driving Retirement Security Forward — And SECURE Made It Possible

David Chavern

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January 29, 2026

Protecting Access to Affordable Dental Care

Cindy Goff

COMMUNITIES THRIVE WHEN LIFE INSURERS INVEST

Life insurers invest $8.4 trillion in the U.S. economy, making life insurance companies one of the largest sources of investment capital in the nation.

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Communities build affordable housing, newer schools, better hospitals, and more because of life insurer investments.

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Life insurance coverage is widely available, with nearly 134 million individual life insurance policies in force.

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Life insurers pay out $198 billion in life insurance and annuity benefits.

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We generate 2.8 million jobs in the United States.

A FORCE FOR GOOD

Life insurers seek public policies that address life's biggest challenges — in areas where people and society need us most.

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