Reinsurance is insurance for life insurers, supporting stability in the broader insurance ecosystem. Because life insurers make promises that can stretch over decades, managing those commitments requires careful planning and resilience. Our business is built to weather even the toughest economic challenges.

By partnering with reinsurers, life insurers get financial protection from spikes in claims — such as those triggered by a pandemic or other unexpected events — and gain access to the capital needed to support long-term guarantees.

Ultimately, reinsurance allows life insurers to offer affordable products to more people. This means more Americans have access to the financial security they need through every stage of life.