The American Council of Life Insurers

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CREATING CERTAINTY
IS OUR CORE BUSINESS

For nearly two centuries, life insurers have helped Americans through all stages of life. Our industry puts policyholder premiums to work for families, businesses and communities.

LEARN HOW

UP FRONT

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Combining Annuities and Investments Delivers Stronger Retirement Outcomes

CNBC featured new research from economists Mark Warshawsky and Gaobo Pang showing how a partial annuity can provide guaranteed income while helping people prepare for longer lives.

Industry Investments Bolster American Prosperity

For more than a century, life insurers have helped fuel economic growth nationwide — supporting manufacturing, energy, agriculture and community infrastructure.

Industry Products Will Save Government Over $100 Billion

ACLI research finds that products provided by life insurers reduce reliance on public programs.

America Counts on Life Insurers

Life insurers bring stability and predictability to Americans and keep capital flowing in every aspect of the U.S. economy.

COMMUNITIES THRIVE WHEN LIFE INSURERS INVEST

Life insurers invest $8.4 trillion in the U.S. economy, making life insurance companies one of the largest sources of investment capital in the nation.

Communities build affordable housing, newer schools, better hospitals, and more because of life insurer investments.

Life insurance coverage is widely available, with nearly 134 million individual life insurance policies in force.

Life insurers pay out $198 billion in life insurance and annuity benefits.

We generate 2.8 million jobs in the United States.

ACLI IMPACT

September 15, 2026

Preserving Independence, Protecting New Jersey Consumers

Dennis Cuccinelli

A Black man sitting with his hands on his cane.

September 2, 2026

Six in 10 Middle-Class Households Are Without an Adequate Plan for Long-Term Care

Lauryl Dodson

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