Consumer Protection

We believe public policy should provide all Americans with the option for a financially secure life. Consumers need choices, not limits, in their long-term financial security. From providing financial protection to keeping personal information safe, life insurers are committed to protecting consumers across America.

Featured Resources

Protecting Options for Retirement Savers

ACLI President & CEO Susan Neely discusses the Best Interest standard that safeguards consumers’ access to crucial lifetime income tools like annuities.

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Fiduciary-Only Harms Ordinary People

Data shows that annuities are indispensable for middle-income Americans, and a fiduciary-only regulation would limit options for consumers.

What is an Annuity?

Annuities provide protected lifetime income, ensuring peace of mind and financial security in retirement.

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The Importance of Access to Financial Guidance

Research shows that moderate-income retirement savers are concerned that a fiduciary-only regulation would keep them from the professional financial guidance they want and need.

Privacy Overview

The life insurance industry is committed to safeguarding policyholder’s private information. Here’s why we’re advocating for a national solution regarding privacy in the industry.

Risk Classification

Life insurers rely on complete medical records to accurately assess risk and ensure coverage remains affordable and accessible for everyone.

Let's get social

Life insurance companies believe everyone should have the right to learn about & choose from the many different financial protection options available in the marketplace. Listen to Joan’s story about the importance of access to her financial professional: https://vimeo.com/681365784

Consumers and companies need a national solution that ensures consistent #privacy rules, providing equal protections across the country. Learn more: https://www.acli.com/-/media/acli-v2/pdf/topics-in-focus/consumer_protection_privacy_overview_050720.pdf #PrivacyMatters #DataProtection

Across the country, states are adopting enhanced protections for consumers seeking lifetime income in retirement. Watch as @ACLINews' CEO @Susankneely shares the importance of the #BestInterest standard and protecting options for #retirement savers: https://vimeo.com/646894300