Family Financial Protection

America’s working and middle class keeps getting squeezed. The COVID-19 pandemic piled additional burdens on ordinary Americans, including forcing families to juggle their home and work responsibilities with the demands of remote schooling.

As public policymakers seek solutions that provide greater financial security and stability for families nationwide, the life insurance industry is focused on efforts to build and strengthen the middle class.

Featured Resources

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Closing Life Insurance Coverage Gaps

America’s life insurers helped families and businesses through the pandemic, paying out $100 billion in life insurance benefits in 2021, a record high for a single year. We're committed to closing coverage gaps so that more families can experience the protection that comes with life insurance coverage.

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Paid Leave for All Takes All of Us

Nearly 62 million Americans benefit from employer-based paid leave. But that’s not enough. We're seeking to build a public-private partnership to protect every American from economic loss when taking time off from work to care for themselves or a loved one.

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Supplemental Benefits: Completing Life’s Puzzle

Supplemental products from life insurers can serve as a critical financial lifeline for families by providing cash that helps people protect their household budgets.

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Congress Helps Millions of Americans Save

The passage of SECURE 2.0 will help people with limited opportunities now prepare for a secure retirement in the future.