Yanitsa Hill

Yanitsa Hill is the Head of Annuity Pricing at Guardian Life Insurance. She leads the actuarial efforts surrounding the product design and pricing of Guardian’s suite of annuity products with a focus on delivering sustainable, consumer-first solutions. Her work sits at the intersection of actuarial rigor, market competitiveness, and cross-functional collaboration, shaping products that serve Guardian’s policyholders while supporting long-term enterprise goals. Since joining Guardian, Yanitsa has led key initiatives including the launch of the company’s first Registered Index-Linked Annuity (RILA), execution of complex reinsurance transactions, and technical leadership on ALM alignment and pricing model modernization. She works closely with investment professionals, reinsurers, and the product teams to ensure Guardian’s offerings remain both profitable and market relevant. Yanitsa is an actuarial leader holding the Fellow of the Society of Actuaries (FSA) and a Member of the American Academy of Actuaries (MAAA) designations.