Discover the Industry

America’s life insurers were born out of the idea that no one should be on their own in hard times. 175 years ago, that meant providing relief when a loved one died. Today, it means helping families take care of what matters most through good times and bad.

Many are surprised to learn that life insurers offer a wide range of products that protect people through all stages of life and that employers of all sizes depend on to protect their employees. Here are some of the ways we make certain Americans can protect their family's financial future.

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FEATURED FACT SHEET

AMERICA'S LIFE INSURERS: HELPING FAMILIES AND BUSINESSES THROUGH PANDEMIC.

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Life Insurance

Life insurance is a foundational tool for financial resilience and legacy for the next generation. Flexible, affordable products help families keep homes and pay for college, and certain policies safeguard small businesses with cash value loans during difficult times.

Paid Family and Medical Leave

Life insurers provide benefits that help Americans, including 50 percent of full-time private sector workers, take paid time off to care for themselves or a loved one.

Retirement Savings and Income

Life insurers provide 401(k)s and IRAs as well as annuities, the only financial product offering guaranteed income for life.

Long-Term Care Insurance

Long-term care insurance provides essential protection against a lifetime of savings being wiped out by the need for a nursing home or assisted living.