Living Benefits to Help Families Cope
A terminal or chronic illness can pose financial burdens for you and your family. Many insurance companies make it possible for life insurance policy owners to collect all or part of their death benefits early--before dying--to cover extraordinary expenses.
Living benefits are not intended to replace health insurance or long-term care insurance. They can, however, provide extra help with needs that result from terminal or catastrophic illness. Contact your insurance agent or company for details on your policy's accelerated benefits plan.