Disaster Response & Relief

America’s life insurance companies are prepared to help those affected by Hurricanes Michael and Florence, the wildfires in California and other natural disasters throughout the country. Life insurers will deliver on the promise of financial and retirement security made to policyholders.

ACLI will regularly update this page with information that may be of assistance to life insurance policyholders affected by the disasters.  Additional information is available from state insurance departments.

INTERNAL REVENUE SERVICE

Help for victims of Hurricane Florence (September 2018)

ALASKA

Bulletin allowing insurers to resume standard grace periods (12/11/2018)
Bulletin extending premium grace periods for policyholders affected the earthquake (11/30/2018) 

CALIFORNIA

Resources for dealing with insurance-related issues (11/14/2018)

GEORGIA

Directive extending earlier directive until November 30, 2018 (10/17/2018) 
Directive encouraging insurers to provide relief to policyholders, including exercising leniency for residents making premium payments (10/10/2018)

ILLINOIS

Bulletin regarding time-period extensions and moratorium on cancellations and nonrenewal notices for consumers affected by recent tornadoes (12/04/2018) 

NORTH CAROLINA

Declaration of state of emergency for counties that may be impacted by Hurricane Michael (10/10/2018)
Order for state of disaster automatic stay of proof of loss requirements, premium and debt deferrals (09/17/2018)
Bulletin to insurance companies regarding state of disaster order (09/17/2018)

SOUTH CAROLINA

Moratorium on cancellation due to nonpayment of premiums and certain nonrenewals and extension of insurance-related provisions affecting insureds (09/14/2018)

MARYLAND

Bulletin lifting the waivers activated by the September 11, 2018 bulletin (09/24/2018)
Bulletin requiring insurers to waive any time restrictions on certain items including the replacement of eyeglasses and dentures (09/11/2018)