Disaster Response & Relief

America’s life insurance companies are prepared to help those affected by natural disasters throughout the country. Life insurers will deliver on the promise of financial and retirement security made to policyholders.

ACLI will regularly update this page with information that may be of assistance to life insurance policyholders affected by the disasters.  Additional information is available from state insurance departments.

INTERNAL REVENUE SERVICE

Help for victims of Hurricane Florence, September 2018

ALASKA

Bulletin allowing insurers to resume standard grace periods, 12/11/2018
Bulletin extending premium grace periods for policyholders affected the earthquake, 11/30/2018 

CALIFORNIA

Resources for dealing with insurance-related issues, 11/14/2018

GEORGIA

Directive encouraging insurers to provide relief to policyholders due to recent storms, including exercising leniency where premium payments may appear tardy, 03/05/2019
Directive extending earlier directive until November 30, 2018, 10/17/2018 
Directive encouraging insurers to provide relief to policyholders, including exercising leniency for residents making premium payments, 10/10/2018

ILLINOIS

Bulletin regarding time-period extensions and moratorium on cancellations and nonrenewal notices for consumers affected by recent tornadoes, 12/04/2018 

IOWA

Bulletin requesting insurers provide grace periods for consumers affected by recent flooding, 03/27/2019

MISSOURI

Bulletin requesting insurers to consider ways they can assist policyholders impacted by recent flooding, including a grace period for premiums, 03/19/2019

NEBRASKA

Notice urging insurers to consider ways to assist policyholders impacted by severe flooding and winter storms, 03/15/2019

NORTH CAROLINA

Declaration of state of emergency for counties that may be impacted by Hurricane Michael, 10/10/2018

OHIO

Bulletin requesting insurers allow deferral of premium payments, interest free, for up to 60 calendar days from the original premium due date due to severe storms, 03/15/2019