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America’s Life Insurers: Helping Families and Businesses Through Pandemic.

Driven by their responsibility to policyholders and strict state laws governing solvency and capitalization, life insurers prepare for whatever the future holds. They make sure they always have sufficient funds to pay claims – and pay them without financial assistance from state or federal governments. Key to this process is the conservative investment of premiums they receive on life insurance policies, annuity contracts and other products, and setting aside assets in reserve to meet obligations whenever they arise.

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