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Best Interest / Standard of Care
We believe public policy should set up all Americans to live the life they choose through retirement. Financial protections shouldn’t limit financial options. A Best Interest standard preserves choices for consumers in how they save for retirement regardless of where and how they work, their life stage, and the economic status of their household.
Now more than ever, policymakers need to focus on ways to help all Americans protect their family’s financial future.
Featured Resources
More Help for the Middle Class
Middle-class American families have been getting squeezed for too long. Working together with policymakers, the life insurance industry is committed to the middle class and helping all Americans protect their family’s financial future.
Protecting Consumers & Giving Everyone a Chance to Get Ahead
A nationwide movement is underway to provide consumers with the protections they deserve while preserving access to the products and guidance they need to plan for retirement.
What is an Annuity?
Annuities provide protected lifetime income, ensuring peace of mind and financial security in retirement.
Department of Labor Should Protect Retirement Savers’ Access, Choices
The last thing policymakers should do now is to create more anxiety for those needing some retirement certainty. Unfortunately, that’s exactly what the Department of Labor has done with its first offering.
Other Resources
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Testimony
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Blog
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SPREAD THE WORD ON A BEST INTEREST STANDARD
There is not a one-size-fits-all approach to #retirement planning. Policy should reflect people’s unique situation & preferences. Consumers NEED choices, not limits, when it comes to saving for retirement. #bestinterest Learn more: http://ow.ly/DwI050C132O
As states adopt the NAIC model, the United States is driving toward a uniform, harmonized #bestinterest standard of care. And Americans will be better off for it… Learn more: https://impact.acli.com/protection-and-choices-for-retirement-savers/
ACLI CEO @SusanKNeely: “With the #SECUREAct, more Americans should be able to obtain the financial security that comes from guaranteed income for life. And w/Reg BI & NAIC model, they can trust the guidance they receive from their financial professional.” https://impact.acli.com/protecting-access-for-all-savers/
Together, the SEC’s #RegBI and the NAIC’s model #bestinterest regulation will ensure consumers have uniform state and federal protections regardless of where they live in the United States.
Learn more: http://ow.ly/DwI050C132O
America’s life insurers support national rules to protect consumers and require financial professionals to act in the #bestinterest of consumers. #RegBi Learn more: ttps://impact.acli.com/consumers-are-protected-by-regulation-best-interest/