Michael Nesbitt is an Actuarial Manager at Venerable. He leads the RBC team. Michael has led the development of robust RBC analysis and understanding through the company since origination of Venerable in 2018. In addition to tracking regulatory proposals and changes, participating in ACLI calls, and communicating internally to senior leaders for awareness of possible impacts. While at Venerable Michael has also participated in policyholder behavior assumption reviews, most notably lapse, mortality, and guaranteed minimum withdrawal benefit utilization, and has assisted on analysis of various strategic action considered or executed. Prior to Venerable Michael held various roles for ING and Voya Financial from valuation, modeling, and product management. Michael is a graduate of Lebanon Valley College with a Bachelor of Science in Actuarial Science. He is a Fellow of the Society of Actuaries and a Member of the American Academy of Actuaries.