A big part of the working capital that helps Rhode Island open its doors to families, invest in new projects and grow its workforce comes from long-term investments by life insurers. Our companies have invested $18 billion in Rhode Island’s economy with mortgage loans, bond purchases for affordable housing and financing for education. We are here to strengthen communities and families across the Ocean State.
Investing in Education
Life insurers have purchased bonds valued at $38 million issued by
education-based entities in the state in recent years. This includes
bonds issued by the Rhode Island Student Loan Authority, a non-
profit, quasi-state authority that has been providing affordable higher
education solutions since 1981.
Investing in Apartments/ Multifamily
The industry has invested $134 million in mortgage loans for
apartments and multifamily units across the state, helping more
individuals and families call Rhode Island “home.”
Investing in Office Space
Life insurers have invested $4 million in mortgages for offices throughout the state.
Investing in Affordable Housing
Life insurers have $116 million invested today in bonds for affordable
housing with the Rhode Island Housing and Mortgage Finance
Corporation, which helps low and moderate-income residents own
homes by offering low interest mortgages.
Investing in Infrastructure
Life insurers have invested $47 million in transportation and utilities
through purchases of bonds issued by the state's Turnpike and Bridge
Authority, the Narragansett Bay Commission and the Rhode Island
Infrastructure Bank, among other agencies.
Investing in Retail
By providing $186 million in retail mortgage loans, life insurers play a
role in boosting employment in Rhode Island. The National Retail
Federation says that 26 percent of jobs are supported by the retail
industry in the state.