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Supplemental Benefits


As too many Americans know, unexpected medical costs due to a serious illness or medical issue can take a severe toll on their finances even when they have major medical coverage. Supplemental benefits are one way that life insurers provide financial security when life takes an unexpected turn.

While no one can predict what the future will hold, life insurers make sure everyone can prepare for it.

Featured Resources


How Supplemental Benefits Provide Financial Protection to American Families

Supplemental benefits are insurance policies that provide financial protection against expenses associated with accidents or illnesses not covered by major medical insurance. Learn more about the types of policies and the importance of these products.

Supplemental Benefits Complete the Insurance Puzzle

Supplemental benefits help protect Americans' financial health by helping with out-of-pocket costs not covered by major medical insurance like co-pays and deductibles associated with accidents or illness.


Attracting Talent; Protecting Families

Workers are looking for jobs where they will be safe while providing for their families. By offering supplemental benefit products, employers can help provide that financial security.


Completing Life's Puzzle

Supplemental products from life insurers can serve as a vital financial lifeline for families by providing cash that helps people protect their household budgets.

dental fact sheet

Dental Fact Sheet

Employers offering dental care are providing an extremely valuable benefit for their employees’ wellbeing.

Other Resources



People shouldn’t have to choose between managing the costs of an illness or injury & managing savings. #SupplementalBenefits are paid directly to consumers, allowing them to get the financial protection they need. See how they fit into life’s puzzle:


About 50% of consumers with a high-deductible health plan say it would be hard to afford the deductible. That’s where #SupplementalBenefits come in. They add another layer of financial protection from unexpected medical costs.