Supplemental Benefits

As too many Americans know, unexpected medical costs due to a serious illness or medical issue can take a severe toll on their finances even when they have major medical coverage. Supplemental benefits are an essential piece of the insurance puzzle and provide an additional layer of financial protection when life takes an unexpected turn.

While no one can predict what the future will hold, life insurers make sure everyone can prepare for it.

51% of women with children are the sole household financial decision maker.

82% of women with children believe supplemental insurance benefits are valuable.

86% of women with children reported it is important for the federal government to support access to supplemental benefits.

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Featured Resources

A New Rule Preserves Access to Supplemental Benefits

The final "Tri-Agency" rule on short-term, limited duration health plans did not negatively impact supplemental benefits, safeguarding families' access to an important financial planning option.

Timeless Truth

Distinct from short-term limited duration insurance, supplemental benefits support household budgets when people face unexpected expenses that aren't covered by major medical insurance.

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How Supplemental Benefits Provide Financial Protection to American Families

Supplemental benefits are insurance policies that provide financial protection against expenses associated with accidents or illnesses not covered by major medical insurance. Learn more about the types of policies and the importance of these products.

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Another Layer of Financial Protection

Supplemental benefits help protect Americans' financial health by paying for things not covered by major medical insurance like copays and deductibles associated with accidents or illness.

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Attracting Talent; Protecting Families

Workers are looking for jobs where they will be safe while providing for their families. By offering supplemental benefit products, employers can help provide that financial security.

Black woman sitting in a dentists chair smiling

The Importance of Dental Insurance

Dental insurance has long proven to be a way for Americans to access affordable and high-quality dental care.

REAL STORIES

Supplemental Benefits Provide the Power of Choice

When facing breast cancer, Anne Harney was able to choose the right plastic surgeon, the company to purchase a wig from, chiropractic treatment and more.

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Supplemental Benefits Provide Budget Protection

Rowie Keally said the benefits provide an added layer of security to help with life bills in case something happens.

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Supplemental Benefits Provide Peace of Mind

While recovering from a liver transplant, Renner Hall was able to afford a place to stay after his apartment unexpectedly flooded.

Other Resources

ACLI Explains Supplemental Benefits

VIDEOS

Less Stress for Cancer Patients

ARTICLE

Let's get social

#DYK? Nearly six in 10 Americans don't have enough savings to cover a $500 unplanned expense. #SupplementalBenefits can help ease financial hardship by paying for things not covered by major medical insurance. https://www.acli.com/about-the-industry/supplemental-benefits

People shouldn’t have to choose between managing the costs of an illness or injury & managing savings. #SupplementalBenefits are paid directly to consumers, allowing them to get the financial protection they need. See how they fit into life’s puzzle: https://impact.acli.com/completing-lifes-puzzle/

Employers across the country offer #SupplementalBenefits to their employees to help them safeguard their savings and budgets. Watch to learn more: https://vimeo.com/764688911