In The News
In Statement for Congressional Record, ACLI Recommends Ways to Reduce Barriers to Retirement Savings 05/18/2017
Lifetime Income Disclosure Act Would Help Boost Retirement Security 04/06/2017
U.S. Retirement Savings System Strong but Could Be Improved, ACLI Says 04/05/2017
ACLI Commends Senate Vote to Disapprove a Regulation Issued by the U.S. Department of Labor on Municipal-Run Retirement Savings Plans for Private-Sector Workers 03/30/2017
ACLI Commends Senate Finance Committee For Passing Bipartisan Legislation, The Retirement Enhancement and Savings Act of 2016.
ACLI Welcomes GAO Report Highlighting Value of Annuities in 401(k) Plans
ACLI Letter to the Editor: Government Shouldn't Get into the Business of Retirement Plans
The Baltimore Sun, 1/5/2016
ACLI Letter to the Editor: State Retirement Plans
The New York Times, 12/04/2015
ACLI Applauds Senate Finance Committee Working Group Report On Improving Americans' Retirement Security
Publications & Resources
The Retirement Enhancement and Savings Act (RESA) of 2016
(September 2016) On September 21, 2016, the Senate Finance Committee unanimously passed the Retirement Enhancement and Savings Act (RESA) of 2016. ACLI supports this bipartisan bill.
MyRA Retirement Savings Program Launches Nationwide
(November 2015) In November 2015, the U.S. Treasury Department launched “My Retirement Account” or “myRA," a government-sponsored retirement savings initiative. This new program is designed to encourage American families to plan for retirement and can be a helpful tool for those who do not have access to workplace retirement savings plans.
Announced during President Obama’s State Of The Union address in 2014, myRA offers starter accounts that cost nothing to open, have no fees, and savers can contribute as little as a dollar.
Learn more on the
NERA Study Released on DOL Retirement Regulation
(March 2015) On March 16, SIFMA released a new study entitled,
Review of the White House Report Titled 'The Effects of Conflicted Investment Advice on Retirement Savings,' from the National Economic Research Associates (NERA). The study identifies flaws in figures cited in the White House’s Council of Economic Advisors Report and frequently reiterated by supporters of a proposed retirement regulation from the Department of Labor. Download the full study. (PDF)
Variable Annuities: Consumer Information
(February 2015) A variable annuity is a unique retirement product offered by life insurers that helps people grow their savings tax-deferred and offers a guaranteed stream of lifetime income in retirement. Learn more from
ACLI's downloadable PDFs.
ACLI Testimony for Hearing on Maintaining the Disability Insurance Trust Fund's Solvency
(February 2015) ACLI submitted testimony on February 25 to the House Ways and Means Social Security Subcommittee for their
Maintaining the SSDI Trust Fund’s Solvency hearing. Download the full testimony. (PDF)
Federal Solutions to Retirement Security
(February 2015) The U.S. private retirement system is strong and provides savings options for millions of Americans. Common-sense improvements can strengthen our private retirement system. Learn more from
ACLI's fact sheet (PDF).
Think Tank: Better Financial Security in Retirement? Realizing the Promise of Longevity Annuities
(November 2014) The Brookings Institution highlights how recent trends in the retirement landscape have precipitated a need for products that offer protection against longevity risk. Download the complete report (PDF).
GAO Report Shows Small Businesses Helping Growth of Defined Contribution Plans
(April 2014) The Government Accountability Office (GAO) released a report (PDF) demonstrating that small employers have had a significant role in the growth of defined contribution plans. According to the GAO, more than 90 percent of retirement plans that have been formed in recent years have been defined contribution plans, with the overwhelming majority of those plans set up by small employers.
Report: Building Retirement Security Through Defined Contribution Plans
(February 2014) Professors Jeffrey R. Brown and Scott J. Weisbenner, University of Illinois at Urbana-Champaign, discuss in a new report why employer-sponsored defined contribution (DC) plans and individual retirement accounts (IRAs) are such an important part of the U.S. retirement system. Download the complete report (PDF).
ACLI Guides: Understanding Retirement Plan Fees
Guide for Participants
Retirement Plan Fees Disclosed in New Format
ACLI developed a guide to help you understand the fees associated with managing and servicing your workplace retirement savings plan. It describes the fee information you receive annually and explains how to compare the true costs of different investment options. Download the Guide (PDF).
Guide for Fiduciaries
Employers: Understanding Retirement Plan Fees
Under new Labor Department rules, employers now receive more detailed information about the fees and expenses associated with their retirement plans. ACLI developed a guide to help employers understand the requirements and better compare the fees charged by different service providers. Download the Guide (PDF).