Life Insurance Overview
Life insurance is the cornerstone of financial security for millions of American families and businesses. It enables individuals and families from all economic brackets to maintain independence in the face of financial catastrophe.
We believe America is strongest when its workers and families are able can save and plan for their financial futures. Savings in permanent life insurance and annuities alone represent more than 14 percent of Americans’ long-term savings in this country.
By providing tools for protection and savings, life insurance promotes personal responsibility and thus relieves pressure on government programs. 90 million American families depend on ACLI members for life insurance, annuities, retirement plans, long-term care insurance, disability income insurance, reinsurance, dental and vision and other supplemental benefits.
What is $218 Million?
$218 million is the amount insurers delivered every day in 2018 to beneficiaries of life insurance policies. [read more]
Publications and Resources
What You Should Know About Life Insurance. An ACLI guide to help you choose the right life insurance products to meet your needs.
Tips on Buying Life Insurance (PDF). Choosing a life insurance product is an important decision. As with any major purchase, it is important to understand your family's needs and the options available. Use this list of buying tips to help you choose.
State Insurance Department Directory. The State Insurance Department Directory, with contact information for 50 states, the District of Columbia, Puerto Rico, Guam, and the U.S. Virgin Islands. Includes names and phone numbers for key personnel and specific subject contacts.
Disaster Response and Relief. Information and resources for consumers on response and relief from hurricanes and other disasters.