Consumer Information / Consumer Brochures

American Families Count on Us

As society and work change, life insurers are committed to empowering all Americans, regardless of where and how they work, economic status, race, gender, or stage of life, with the information and tools they need to succeed in their financial futures.

Whether it's protection against the risk of premature death, outliving savings in retirement, lost income due to disability, paying for long-term care or expenses not covered by major medical insurance, life insurers provide the financial protection and retirement security products that American families count on.

90 million American families depend on our members for life insurance, annuities, retirement plans, long-term care insurance, disability income insurance, reinsurance, dental and vision and other supplemental benefits.

Browse these pages for more details about life insurance, annuities, long-term care insurance, disability income insurance, missing policy tips, workplace retirement plans and IRAs.

ACLI Consumer Brochures (English and Spanish)

Protecting Americans' Financial & Retirement Security
Life insurers' products are vital to a well-functioning society, and for millions of families, build on the floor of financial security that government programs provide. (Available in English (PDF).) 

Disability Income Insurance: Financial Protection for You and Your Family 
Disability income insurance protects your financial security should an injury or illness prevent you from working for a long period of time. This guide outlines the features and costs of individual disability income insurance and offers tips and a checklist on buying the right policy (PDF) for you. (Available in English (PDF) and in Spanish (PDF).)

The Individual Annuity: A Resource in Your Retirement 
To achieve a secure retirement, more retirees are including an individual annuity in their plans. This guide has been prepared to help retirees understand what an individual annuity contract is, what options are available, and how the right choice might enhance retirement security. (Available in English (PDF) and in Spanish (PDF).)

Long-Term Care Insurance: Protection For Your Future
A lifetime of retirement savings can be wiped out by an unexpected need for nursing home, assisted living, or at-home care. Long-term care insurance can cover the costs of those long-term care services and protect lifetime savings. This guide answers commonly asked questions about long-term care insurance and provides a checklist for selecting a policy. (Available in English (PDF) and in Spanish (PDF).)

What You Should Know About Buying Life Insurance
Life insurance protects your financial future and provides the resources your family or business may need to pay immediate and continuing expenses when you die. (Available in English (PDF) and in Spanish (PDF).)


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