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Risk Classification
A complete medical record allows life insurance companies to keep coverage affordable and accessible and accurately assess risk. We are for transparency and openness as we carry out our mission to help people take care of what matters most.
Featured Resources
Life Insurers Express Support for Artificial Intelligence Guidance to Safeguard Consumers
ACLI commented at a meeting of the Artificial Intelligence Working Group of the NAIC, expressing its support for guidance that makes clear that artificial intelligence shouldn’t be used to make underwriting decisions or produce outcomes that otherwise would be prohibited by life insurance unfair trade practices law.
Risk Classification Overview
Life insurers rely on verified medical information when writing policies for consumers. It’s vital that the process remain transparent and honest so that companies can continue offering affordable and accessible products for Americans.
Genetic Testing Q&A
Why do life insurance companies need to consider genetic information when issuing a policy? Find answers in this practical and comprehensive resource.
Protecting Americans in the COVID-19 Era
So much is uncertain right now, but not life insurers’ commitment to financially protecting as many families, individuals, and small businesses as possible.
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Why is genetic information so important to life insurance companies?
Learn about #riskclassification: http://ow.ly/Iy8e50C69pi
A complete medical record allows life insurers to keep coverage AFFORDABLE and ACCESSIBLE. Learn more about #riskclassification: http://ow.ly/Iy8e50C69pi
While #COVID19 has led to financial and economic uncertainties, life insurers’ commitment to financial protection has not faltered. Learn about #riskassessment amid the #pandemic. https://impact.acli.com/protecting-americans-in-the-covid-19-era/
ACLI President and CEO @SusanKNeely remarks that #COVID19 will inform #underwriting, but the pandemic will not stop life insurers from providing financial protections to families & businesses across the country. https://impact.acli.com/making-financial-protection-available-in-covid-19/