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EXPANDING RETIREMENT SAVINGS & SECURITYREAD MORE →
Retirement Security
There’s no one-size-fits-all approach to retirement, and no single path to get there. Americans are living longer and financial security through retirement is a big challenge for many.
Older workers who start saving late may find it hard to catch up. And changes to the way we work, sparked by the gig economy, mean more workers have less access to employer-sponsored contribution plans. As the way we live and work continues to change, the ways we help people save for retirement need to change too.
America’s life insurers are working with the U.S. Congress to pass modern retirement security legislation – dubbed SECURE 2.0 – to increase availability, accessibility, and affordability of retirement security products for all.
Featured Resources
Improving Retirement Security for all Americans
Americans face significant financial security challenges, including limited short- and long-term savings, and the struggles are even greater for vulnerable and at-risk populations.
What is an Annuity?
Annuities provide protected lifetime income, ensuring peace of mind and financial security in retirement.
Securing a Strong Retirement Act of 2022
ACLI Letter of Support: we seek to expand the availability, accessibility, and affordability of products and services that provide financial protection for all.
ACLI Kitchen Table Conversation Series
Protecting Every Future hosts important conversations on retirement security and savings with thought leaders and policymakers, including Chairman Richard Neal and Ranking Member Kevin Brady. Sign up to watch future conversations.
Other Resources
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One-Pager
HELPING TEACHERS SAVE FOR RETIREMENTREAD MORE →
Briefing Kit
RETIREMENT SECURITY ADVOCACY BRIEFING KITREAD MORE →
Statement
RETIREMENT SECURITY: BUILDING A BETTER FUTUREREAD MORE →
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SPREAD THE WORD ON RETIREMENT SECURITY
More than 25 states have adopted a rule or law that protects consumers and expands access to lifetime income tools like #annuities. Explore how the #BestInterest standard ensures all savers can access #RetirementSecurity: https://consumerprotection.life/
SECURE 2.0 would make it easier for all Americans to achieve a secure retirement. Learn how public policy would incentivize #RetirementSavings among vulnerable and at-risk populations: https://www.acli.com/advocacy/retirement-security
During tough economic times, it's crucial that moderate-income savers can work with financial professionals to ensure they are on the path to financial security through #retirement. Read more: https://www.acli.com/posting/nr22-018
The average life expectancy in the United States has increased substantially. Today, a typical 65-year-old can expect to spend 20 or more years in #retirement. Learn how life insurers’ products help people retire with peace of mind: http://ow.ly/2qvy50C66hZ
#DYK? Only 39% of part-time workers have access to workplace retirement plans. SECURE 2.0 would help more Americans achieve #RetirementSecurity by decreasing the work requirement for part-time workers to two consecutive years for 401(k) plans.