b'Preserving the Short-termOn Capitol HillDisability Insurance Market Several key members of Congress have taken up the cause Overall, our efforts have helped preserve theof advancing paid family leave in a way that works for both highly effective short-term disability marketemployers and individuals. In one example, we have been in the 26 states that introduced relevantworking with the offices of both Senator Deb Fischer (R-NE) legislation in 2019. When state lawmakers inand Representative Jackie Walorski (R-IN) to identify Oregon and Connecticut pushed for billsincentives to encourage more employers to offer plans and that excluded the private sector frommore employees to participate, and to clarify the scope of offering PFML, we successfully advocatedshort-term disability insurance benefitsto help expand for inclusion of private sector options in newaccess to paid leave options. state programs in both states.$12 billion in long-term care insurance claims were paid in 2018. By 2050, 27 million Americans will need long-term care. Our industry is working with lawmakers and a U.S. Treasury-led federal interagency task force to identify reforms to federal laws, regulations, and policies that complement state regulatory reforms and make long-term care coverage more accessible. Created by Executive Order, the task force includes the Department of Labor, Centers for Medicare and Medicaid Services, the Department of Health and Human Services, the Office of Management and Budget, and the IRS.Injuries not covered by major medical plans can devastate family finances. We work on the state and federal levels to make sure employers and individuals maintain access to supplemental benefits like dental, vision, critical illness, accidental injury, and hospital indemnity. ACLI2019 ANNUAL REVIEW 13'