Financial Strength

For over 175 years, life insurers have kept our mission simple: to be there when people need us most, whether that’s tomorrow, next year or decades from now.

We are constantly preparing for what comes next. To keep our promises to policyholders, we invest for the long term. Our investments include stocks, bonds and other high-quality assets designed to generate steady long-term returns and meet future obligations. With $3.6 trillion invested in U.S. domestic corporate bonds, our portfolio is well-balanced and secure.

We invest in stability, so families can count on security that lasts a lifetime.

Long-Term Vision

Markets move. Trends change. Life insurers stay strong and steady, guided by obligations that reach far into the future.

During the COVID-19 pandemic, life insurers paid out a record $100 billion in life insurance benefits and still maintained our financial strength, holding more than twice the amount of capital required by regulators.

At the same time, insurers helped stabilize the bond market. While other investors were selling assets, we purchased $2.5 billion in bonds between March 6 and 19, 2020.

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Committed to Policyholders

Our promises to policyholders are backed by disciplined investing and a sense of responsibility. Life insurers help millions of American families build financial confidence.

Life insurers’ portfolios are overwhelmingly high quality, with 95% of all bonds being investment-grade.