For over 175 years, life insurers have kept our mission simple: to be there when people need us most, whether that’s tomorrow, next year or decades from now.
We are constantly preparing for what comes next. To keep our promises to policyholders, we invest for the long term. Our investments include stocks, bonds and other high-quality assets designed to generate steady long-term returns and meet future obligations. With $3.6 trillion invested in U.S. domestic corporate bonds, our portfolio is well-balanced and secure.
We invest in stability, so families can count on security that lasts a lifetime.
Markets move. Trends change. Life insurers stay strong and steady, guided by obligations that reach far into the future.
The state regulators' risk-based capital (RBC) ratio – a common measure of industry strength – remained above 400 at the height of the COVID-19 pandemic, more than double the level considered safe by regulators.
Our promises to policyholders are backed by disciplined investing and a sense of responsibility. Life insurers help millions of American families build financial confidence.
Nearly all asset-backed securities and structured securities held by insurers are classified as high quality, according to state insurance regulators.
In 2023, we paid out $193.2 billion in life insurance and annuity benefits.
