FACT: 75 million American families count on the life insurance industry for financial and retirement security.      Retirement Planning: Start Now Planning for retirement is a lifelong process that begins when you enter the workforce. Whether you are a few short years from retiring or decades away, your planning should start now. Read more. Life Insurance: Are You Covered? Life insurance provides the resources your family or business will need for immediate and long-term expenses if you die unexpectedly. Download our brochure to learn more about the different types of life insurance products. The Individual Annuity: A Resource In Your Retirement To achieve a secure retirement, more and more retirees are including an individual annuity in their plans. An annuity can provide a steady stream of income for life. Download our consumer booklet. ACLI represents 340 life insurance companies before federal and state legislators, regulators and courts on issues from financial and retirement security to international trade to regulatory reform. Our website includes information on annuities, life, disability income, and long-term care insurance, as well as pensions and 401(k)-type plans.