Member Login    
Password
 

Policy Riders

75 million American families rely on life insurers' products

STAY CONNECTED

Follow ACLI on Facebook  Follow ACLI on Twitter  Subscribe to ACLI's RSS Feed  Watch ACLI videos on YouTube 

Print | Email | Follow Us      

A provision or "rider" can be added to a policy to give you the option to purchase additional insurance without taking a medical exam or having to furnish evidence of insurability. Other riders provide further benefits, including:

  • An accelerated death benefit, which allows you, under certain circumstances, to receive the proceeds of your life insurance policy before you die.
  • An accidental death benefit, which pays an additional benefit in case of death resulting from an accident.
  • A waiver of premium for disability that means if you become totally disabled for a specified period of time, you don't have to pay premiums for the duration of the disability.
DIRK KEMPTHORNE, PRESIDENT & CEO (bio and speeches)                                                                        © American Council of Life Insurers    
101 Constitution Ave. NW Washington, DC 20001  202 624 2000             Contact Us                  Privacy Policy

Public Policy

Skip Navigation Links
Retirement Plans
Employee Benefits
Taxes
International
Federal Capital Standards

Take Action

Newsroom

Skip Navigation Links
Ad Campaigns
Media Contacts
News Releases

Industry Facts

Skip Navigation Links
Assets and Investments
Benefits Paid
Glossary
Guaranty Associations
Life Insurers Fact Book
Regulation of Insurance
Reinsurance
State Fact Sheets
State Insurance Departments

Research & Publications

For Consumers

Skip Navigation Links
Annuities
Disability Income Insurance
IRAs
Life Insurance
Long-Term Care Insurance
Workplace Retirement Plans

Events

Skip Navigation Links
Business Opportunities
Past Events
Upcoming Events

About ACLI

Skip Navigation Links
ACLI Leadership
Board of Directors
Business Opportunities
Membership