Consumers: Life Insurance |
PRINTER-FRIENDLY VERSION Insurance/Pages/Default.aspx
Life Insurance


Life insurance is the cornerstone of financial security for millions of American families and businesses. It enables individuals and families from all economic brackets to maintain independence in the face of financial catastrophe. By providing tools for protection and savings, life insurance promotes personal responsibility and thus relieves pressure on government programs. Two-thirds of American families have life insurance protection.

Public Policy

Families and businesses alike need financial stability and count on life insurers’ products for peace of mind, long-term savings, retirement planning, and guaranteed lifetime income. Savings in permanent life insurance and annuities alone represent almost 20 percent of Americans’ long-term savings in this country. Public policy should encourage people, and businesses, to save more, plan for the future, and protect against financial risks—particularly in light of the strains on the public safety net.


What You Should Know About Life Insurance. An ACLI guide to help you choose the right life insurance products to meet your needs.

Tips on Buying Life Insurance. Choosing a life insurance product is an important decision. As with any major purchase, it is important to understand your family's needs and the options available. Use this list of buying tips to help you choose.

State Insurance Department Directory. The State Insurance Department Directory, with contact information for 50 states, the District of Columbia, Puerto Rico, Guam, and the U.S. Virgin Islands. Includes names and phone numbers for key personnel and specific subject contacts.