Life Insurance: Life insurance is the cornerstone of financial security for millions of American families and businesses. [Read more.]

Annuities: Today’s workers face two hurdles: how to accumulate savings for retirement and how to manage savings to last throughout retirement. [Read more.]

Long-Term Care Insurance: Soaring costs and rising demand for long-term care services can deplete savings and strain government programs. [Read more.]

Disability Income Insurance: Prolonged unemployment due to illness or injury can jeopardize a person’s lifestyle and long-term savings. [Read more.]

Retirement Plans: Life insurers are among the leading providers of products and services to defined benefit and defined contribution plans. [Read more.]

Employee Benefits: Life insurers are the leading providers of products and services for employer-sponsored benefit packages. [Read more.]

Insurance Regulation: The state-based regulatory system has not kept pace with changes in the insurance marketplace. [Read more.]

Dodd-Frank Act Implementation: The Dodd-Frank Act, the most significant overhaul of financial services regulation since the Great Depression, was signed into law in July 2010. [Read more.]

Taxes: The current tax treatment of life insurance and annuities has encouraged generations of Americans to protect their financial futures. [Read more.]

International: International business operations are important to the success of many U.S. life insurers today and will continue to be as the global business environment evolves. [Read more.]