Life insurers provide the products that protect against life's uncertainties, helping individuals and families manage the financial risks of premature death, disability, long-term care, and outliving their savings. Life insurers have paid out billions in life, disability income, long-term care insurance, and annuity benefits--offering peace of mind to Americans when they need it most. Beneficiaries of life insurance policies received $56 billion in death benefits in 2006. Life insurers paid $71 billion in annuity benefits in 2006. Life insurers paid $3.4 billion in long-term care insurance benefits in 2005. Life insurers paid out $6.3 billion in disability benefits to replace lost income in 2001 (the most recent data available).