A Woman's Guide to Long-Term Care. For women, the risk of needing long-term care is quite high. Learn about the risks and how long-term care insurance can help protect your savings from the high cost of services. Long-Term Care Insurance: Protection for Your Future. A lifetime of retirement savings can be wiped out by an unexpected need for nursing home, assisted living, or at-home care.  Long-Term Care insurance can cover the costs of those long-term care services and protect lifetime savings. This guide answers commonly asked questions about long-term care insurance and provides a checklist for selecting a policy. Long-Term Care Insurance or Medicaid: Who Will Pay for Baby Boomers' Long-Term Care? This study projects LTC expenditures to the year 2030 and determines the subsequent effects on Medicaid and on out-of-pocket costs.  The study then evaluates the extent private LTC insurance could alleviate both the societal and personal burdens of paying for long-term care. Long-Term Care Insurance Policy Checklist. Use this checklist to help you compare policies offered by different companies, or different policies offered by the same company. Saving for Retirement is Only Half the Story. While much attention is given to the importance of retirement saving, little is given to how to protect those assets. A lifetime of savings can be wiped out by an unexpected need for long-term care. Long-term care insurance can help. Passing the Trust to Private Long-Term Care Insurance.  This ACLI report covers industry actions that are increasing private LTC insurance coverage. Recent research and insights of industry experts show how changing consumer needs, together with an evolving product, make LTC insurance indispensable to LTC planning.